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Chubb’s recent research found that only 28% of advisors address their clients’ P&C insurance needs, even though 77% of successful individuals want their advisors to provide that support and nearly 40% would consider switching to an advisor who provided it. Why would property and casualty exposures relate to comprehensive wealth management and estate planning? What good are estate protecting trusts and LLCs, perfect asset allocation, correctly structured life insurance and even a plan for “asset protection”, if an uncovered property or liability claim can wipe out several million dollars of assets under management? As clients gain wealth, their risks become …
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About Insurance: Life Insurance provides for your family’s long-term financial needs if you’re not around to take care of them. Income Protection: Your greatest asset is your ability to earn an income - if you lose it, you could lose everything. Total & Permanent Disability If you were unable to work ever again, who would support your family, pay the bills or put food on the table? Trauma Cover Pays a lump sum on the diagnosis of a predefined critical illness, ie., cancer, heart attack, ****, etc.
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